Corner Office Financial, LLC

Business Planning

Business owners understand daily risks such as uncollectible receivables, quality control issues, equipment breakdowns, and customer disputes.  Some however are not prepared for unanticipated risks such as the inability to attract or retain the best people, illness or injury to key employees, or even an incapacitated owner?  Corner Office Financial, LLC has developed a distinct offering of services essential to business that include protecting assets, risk management, key person attraction and retention, buy/sell planning, executive compensation programs, business succession planning, retirement plans and group benefits.  Whether you avail yourself of one or all of these services, you can be confident you’re taking the steps toward financial freedom for you and your business.

Employee Benefits

We can provide employee benefit programs designed to help recruit or retain good employees, giving your company a competitive edge within its industry, and assist you with compliance oversight.  We implement and administer benefits programs that can help manage your needs, including comprehensive retirement plans, profit sharing, disability insurance, health, group and life insurance, long-term care insurance, and voluntary-pay insurance products.  Each of these choices is accompanied by specific regulation support.  Let our benefits specialists help guide you in administering the appropriate program for your company.

Retirement Plans (For Business)

We assist our valued business clients in designing customized employee benefit programs — including comprehensive retirement plans, 401(k)s, 403(b)s and Simple IRAs — that make financial sense for the company and provide good value to employees.  We provide knowledge and experience in guiding corporate executives and owners through their fiduciary and compliance responsibilities for sponsoring benefit plans.

Insurance Planning

Safeguard your business and individual assets with the proper insurance to potentially minimize your risks.  We offer a range of independent products and resources including key person life insurance, disability, general liability, self-insurance, and business continuity insurance.  The insurance specialists at Corner Office Financial, LLC will explore your needs, explain the many options, and recommend a cost-effective way to protect your needs.

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Financial and Estate Planning

Both Financial and Estate planning are important facets of your overall financial well-being, no matter what your net worth. Your life’s earnings and investments can be lost to taxes unnecessarily or create a management burden on your loved ones.  Properly coordinated planning can greatly minimize tax consequences during one’s lifetime and again when assets are transferred upon death.  What will your family members need financially to maintain their lifestyle?  Does your plan include income security for you and your spouse? What are the risks you are exposed to and what of those can you manage or pass off? Have you considered all options to potentially reduce tax exposure such as gifting opportunities? Knowing how sensitive this can be, we will listen and devise a method to help ensure that your estate plan will accomplish your personal goals.

Retirement Planning (For Personal)

There’s more to retirement planning than simply rolling over your 401(k) and deciding when to start drawing Social Security benefits.  You know it is important to develop a strategy that can work toward generating an income stream to provide for a comfortable lifestyle.  Our retirement planning process starts with getting to know you:  your life’s passions, your fears, and your “bucket list.”  We help you establish realistic retirement goals and objectives, and together we develop the plan to help you accomplish them.  As your goals and resources evolve, it’s critical to have a trusted advisor with experience to assess such things as risk tolerance versus need for stability, and to make considerations for any health changes that may affect your retirement timeline.  Enjoy your well-earned retirement years with the confidence that our advisors can help provide.

Wealth Management

You’ve invested time and resources into building your wealth, now let the team at Corner Office Financial, LLC help you work toward reaping the rewards.  Our investment specialists can develop a plan to manage financial resources that takes into account short and long term goals, risk tolerance, life changes, market volatility, and other variables to manage your earnings over time.  A regular review of your investment portfolio can help mitigate risks and coordinate asset allocation effectively for your benefit.

Long-team Care Planning

Long-term care planning is a consideration in any sound financial plan today, as the cost of healthcare – both in-home and at nursing home facilities – is only expected to rise with each passing year.  Protecting your assets and preserving your wealth through your latter years is not only necessary, it’s a smart and informed way to plan for your financial needs over time.  Let us walk you through the options for covering all your personal assistance care needs over the long term.  We can present long-term care insurance, fixed annuities, or alternative options for those who find themselves uninsurable.